All Posts

In 2015, a balcony collapse in Berkeley killed six people and injured seven. The cause was not a freak accident. It was wood that had been quietly rotting from water intrusion, hidden behind a surface that looked fine from the ground. Out of that tragedy came two laws that now govern nearly every multifamily building in California: SB 721 and SB 326. If you own an apartment building or sit on an HOA board in Southern California, both of these laws apply to you, and both of th

Homeowners insurance in California used to be a routine line item at closing. Not anymore. Over the past few years, major carriers have paused new policies, tightened their rules, and sent out non-renewal notices by the tens of thousands. State Farm alone stopped writing new homeowners business and dropped roughly 72,000 California policies, and many of those owners landed on the FAIR Plan, the bare-bones insurer of last resort. If you own a home anywhere in Los Angeles, Oran